Installment Loans for Bad Credit

If you need fast cash with convenient financing, look no further. Here at ezDinero we can get you the best installment loan to fit your budget and situation. With our friendly online application process, you can be on your way to getting cash by tomorrow.

What Is An Installment Loan?

An installment loan from ezDinero is a type of funding where you receive cash in exchange for agreeing to a set payment plan. Installment loans can be established for a variety of different terms, such as 1 year, 5 years, or even 30 years. What makes these loans unique is their fixed monthly payment amount.

When you agree to an installment loan you are given your monthly payment amount upfront. This is ideal for many consumers as they know exactly what amount to budget for. There are no surprises, like with variable rates. In addition, you are given the number of monthly payments you will need to make at the signing of the loan. For example, if you opt for a two-year installment loan, you can expect to pay for 48 total months. You will know the exact terms of your loan from the start.

Yes, I agree to “Opt In” to receiving Text, SMS and MMS Messages in communicating account information as well as offers and promotions. By making this selection, I understand and agree to receipt of text, SMS and MMS messages at the mobile number that I provide. I know my selection is not necessary in order to apply for a loan and that I can “Opt Out” at anytime.

I have read and agree to the Wireless Policy, Privacy Policy and Terms and Conditions.

What Can Installment Loans Be Used For?

The beauty of installment loans is they can be used for pretty much any purpose you need them for. These loans don't rely on any type of collateral, such as an auto loan or mortgage, so when you receive the money it's yours to spend as you please. These loans are typically taken out to cover unexpected expenses and debt consolidation. Let's see the most commonly used reasons for taking out these loans below.

Unexpected Expenses - Emergencies pop up when we least expect them. Sometimes our saving or lack thereof isn't enough to cover the immediate expense. This is when installments loans can help for things like medical bills, vet bills, and emergency travel.

Consolidating Debt - As time passes and you are able to improve your credit score, it may become time to refinance so you can cash in on lower rates. Debt consolidation can be easily accomplished with these loans. Turning all those high rate credit cards into one low monthly rate can make a world of difference in paying down debt.

Home Repairs - As a homeowner, you will find from time to time that parts of your home will need to be repaired. Instead of relying on high-interest credit cards or spending all your on-hand cash, you can instead apply for online installment loans. This will give you an affordable way to pay for those home repairs without setting yourself up for financial ruin.

Down Payments - When you are purchasing a costly item, such as a new car, camper, or even home, you will likely be required to submit a down payment. If you don't have any savings ready, this could be a potential problem. Online installment loans can help to give you that down payment fast so you can get approved for your purchase.

Tuition Expenses - College isn't cheap, but we are sure we don't have to tell you that. Many colleges require an upfront lump sum payment for their semester bills and that doesn't even include your books and other school-related expenses. If you don't have the funds up front, an installment loan can save the day.

How Do I Get An Installment Loan From ezDinero?

Obtaining your own installment loan is a fairly simple process that can be completed from the convenience of your own home. We offer instant online approval and 24-hour or less funding. Our bad credit installment loans are available for those who have been turned down by other lenders. Whether you need a micro-loan of $250 or a larger loan of $10,000, we can help you find the funding you need today.

When applying for a loan, there are only a few requirements that you will need to meet. These include that you must be of legal adult age according to the region you are currently residing in. Also, you must have an active checking account where the loan money can be deposited after your approval. If you have these items, you can get started to apply for your bad credit installment loans now.

What If I Have Bad Credit?

No problem! Our company works with those who have less than perfect credit. We pride ourselves on giving those with bad credit an opportunity to improve their score. Many other lenders will refuse service to those with bad credit. This leaves these individuals seeking unhealthy lending options, like payday loans, which end up costing them a fortune. With an ezDinero installment loan, you can work on rebuilding your credit for the future.

Why Should I Get My Installment Loan From ezDinero?

The easier question is why shouldn't you? At ezDinero we offer a variety of different installment loans so that you will be able to find a loan payment schedule that fits your budget and situation. With our easy to complete online application and instant approval decision, ezDinero is a fast way to get the money you need for the expenses in your life.